Dramatic Tsunami Has Terrified Japanese's Mind **

In February 2011 large earthquake occured in Southern Pacific. insurance industry had to pay claim (especially for property insurance, earthquake insurance and fire insurance or home insurance) of New Zealand earthquake NZ $ 11 billion. In Mart 2011 large earthquake repeat again in Northern Pacific. Insurance industry back to bear huge losses and had to pay earthquake insurance, property insurance and fire insurance claims in Japan.

The earthquake soon followed tsunami and great fire. Temporary calculation claim to end of March 2011 reached US $ 35 Billion and life insurance claims reached US $ 4.5 Billion. Losses do not include the effects of leaking nuclear reactors due to earthquake in Fukushima.

Japan has been very frequently hit by earthquakes like Kanto earthquake, 1923, which killed 123,000 people. Tsunami (overflow of sea as the impact of large earthquakes with the epicenter below sea-ground) has also been hit coastal towns in Japan 1957. Earthquake in March 11, 2011 leaved a sorrow story, the coastal cities in northern Japan has swept away by tsunami as high as 10 meters.

It will be dangerous accident. Is Chernobyl nuclear disaster in Ukraine (USSR) April 26 1989 will repeat again? But there are signs that the insurance industry will not pay claims due to nuclear crisis.

Now some cities was smashed due to earthquake, tsunami and big fire. In the beach cities houses and building have not only collapsed, even drift by waves, leaving  ruins and strewn garbage after the tsunami.

See the dramatic Tsunami in Northern Japan.

Dramatic sorrow moment when Tsunami wave smashed a coastal town in Northern Japan

We have seen a lot of footage of the tragic Japan tsunami, but this clip is the most horrifying yet. Entitled “South Sanriku — Tsunami seen from Shizugawa High School,” it’s shot from high ground, but toward the end of the video you can see panicked residents running for their lives.

Almost as dramatic as the video is its audio track, where even if you don’t speak Japanese, you can tell the people are expressing concern at the beginning, but by the end, their voices have reached a high level of panic and horror as they watch their homes washing away.

Shortly after the tsunami, one survivor called the oncoming deluge “a gigantic pile of garbage coming down the street.” That’s an apt description, as you can see an entire town reduced to a huge pile of watery debris in a matter of minutes. Shocking.

Human nature is not powerless to face fury of natural disasters, how much effort to anticipate when it comes, they will be utterly unable to avoid. Eventually people will just be a game 'Acts of God' And that's if you believe in the existence of God who created the entire universe.

If you do not believe in God, the Lord of all of our, or maybe you are agnostic, communism, pagan and / or do not believe that life after death, then you do not have to think about it. Do not worry, because your life will still run.

This is About Home Insurance

Awareness for buying general insurance, especially home insurance in developed countries and emerging countries is not same exactly. The homeowners in Indonesia, for example, are very few who buy home insurance. In fact most of them do not think about home insurance when they first buy a house or build a new home. Similarly, when insurance marketers come, some of them still do not want to buy home insurance, even for the most basic warranty of home insurance, like fire insurance. Fire insurance is a relatively small value in IDR currency (Indonesian Rupiah), but they still would not buy.

In developed countries, for example United State of America, lots of homeowners tend to overlook one necessity, Home Insurance. Although nearly six out of 10 American homes don’t have enough insurance to protect them in the event of an emergency, according to a recent study conducted. Question is,”is your home covered?”

Home Insurance

Having a Home insurance is a necessary investment, though many people are paying hundreds of bucks more than needed because they didn’t avail of a home insurance. Since no we know that home insurance is an investment, have it in your list to shop around for the best deals.

Whether we like it or not, events such as fire, natural disasters (i.e. earthquake, flood, tsunami, windstorm) and house burglary (theft and robbery) do happen and all of this calamities is not unforseen. This is why having a home insurance is important. It will truly give you the peace of mind that your financial assets will remain intact if any tragedies happened. Insurance services will be the solution.

But if you will buy home insurance you must be careful. You should know that some aspects of the policies are just hard to understand. You can’t actually comprehend everything in just one sitting.

For example, even though the insurance companies say that they cover flood insurance, and say don’t rejoice and sign that contract instantly. There are things to consider before the insurance company gets that signature of yours. The best thing to do is for the broker to define what flood is. Also, if he or she says it’s something water related, then ask if mudslides caused by the softening of the land due to heavy rains and flood are covered by home insurance. If he says no, then might as well turn your back and walk away.

New Era in Virtual Media : Will Contribute in Insurance Industry?

The convergence of TV and Internet is here and creating an innovative service in virtual media. Of course the smart advertisers should take notice and make a strategic adaptation. Every innovation of technology creates more easier way to make higher comfortable life. Remember! you also require insurance service to keep comfortable life after a calamity due to accidents or catastrophe like fire, flood, earthquake etc. Buy home insurance or fire insurance or property insurance and burglary insurance so that you still can has this product if fire destroy your house or be victim of crimes.  

Here is new generation of TV and or internet connection. The advanced innovation technology has combined 2 media and made be Internet Connected TVs. With the growth of on-demand video, Internet-connected applications on TVs, and a plethora of new devices that make online connections easier, a growing percentage of consumers are watching online content on their TVs, and the trend shows no sign of slowing.

Basically, more higher quality of our life with more sophisticated completeness became us more dependent on technology. The dependency and fear of missing the comforts of life would create a need of insurance services increasingly.

In facts, history of insurance industry continue to increase rapidly as more advanced teknonogi and human civilization. Types of insurance services are increasingly diverse and objects of insurance add even more and more, The growth of sum insured [SI] and insurance premium grew significantly.

Quoted from Yahoo Advertising, published: January 2011 | By Yahoo! - In order to better understand consumer usage of Internet connected TV devices and gauge consumers’ attitudes around advertising on Yahoo!’s Connected TV product, Yahoo! partnered with Ipsos OTX MediaCT to survey 1,902 broadband/DSL. In addition to questions about general Internet connected TV interest and behavior, respondents were also shown a one-minute video demo of the Yahoo! Connected TV product to measure their perceptions.

What are the key findings?

1. THE TUBE EVOLVES AGAIN.

   1 in 3 broadband households are using Internet connected TV at least once a week or more, and 3 in 5 have online connected TVs. Households are no longer exclusively viewing TV on their TV sets. They are also streaming Internet content such as music and video clips.

2. BUILT-IN WIDGETS AND GAME CONSOLES WILL DRIVE THIS TREND.

   Game consoles and built in Internet- TV applications will drive Internet connectivity with 32% showing interest for each. Users are more interested in accessing the Internet through their TV, rather than relying on an extra box such as a dvd player or cable box.

3. ON-DEMAND VIDEO, WEATHER, GAMING AND MUSIC STRONG CONTENT PLAYERS.

   Currently full-length TV or movie programming (68%), weather (65%) and gaming (64%) are the most common types of content accessed via Internet-connected TV. Interestingly, weather and video games are accessed more frequently on a weekly basis. Consumers are very interested in accessing music on their TVs, reporting 44% interest in the next 12 months, second only to TV/movies.

4. HOOK THEM WITH THE TV SHOW.

   53% desire special content around the TV shows they watch and 28% want to include their friends via social media when watching. Content around TV shows will spur the growth of these applications, especially among women.

5. INTEREST IN ADVERTISING IS HIGH.

   Advertising is also a key driver of usage as about 2 in 5 are interested in content relevant to commercials they see, provided it’s interesting. Half of respondents reported they are likely to interact with an ad on Yahoo! Connected TV and this increases even more for Internet TV users (63%) and among those interested in Yahoo! Connected TV (70%). See chart 1. Advertising should also be relevant when searching for certain info (45%), and be related to products featured in the program (42%) and commercials (41%).

Poetry of General Douglas Mac Arthur : a Lesson for Insurance Marketers *

Insurance agent or insurance marketer and some people call this profession as insurance consultant becames the least popular for new graduates that will seek employment. Their presumption that to sell insurance policy, especially in Indonesia is very difficult due to low awareness of the importance of insurance.

Indeed profession of insurance marketer is promising unlimited income for those who love challenges because it requires tenacity, strong will, fortitude, perseverance, patience and ingenuity. This profession without salary, the source of their income solely derived from commission fee. Of course this is not attractive for new job seekers. Except for lovers challenges and have strong willingness to be insurance marketer. very few are willing to become an insurance agent, most beginners are those who lose to get other job or as a profession instant for employees who resign.

This following Poetry's Gen. Douglas Mac Arthur hopefully will inspire us to love challenges, especially for insurance agents like me or who wish to pursue a challenging profession in selling insurance. This talk about how to address a difficult life and how to believe a view that life which is full of challenges is an opportunity to increase personal qualities. His inspiring poem send us a teaching and his quotes inspire us how to educate our childs.

Issues That Need To Be Known In The House Insurance **

Because your home deserves to be protected with Home Insurance

If you buy any insurance services, i.e. homeowner's insurance or home insurance or fire insurance,  you should know all about insurance issues. You should read its brochure if available and examine contents of the insurance policy wording, especially the problems of what insurance covered and what is included exceptions that can not be claimed. You also need to know what is causing insurance claims can not be done.

Protect With Home Insurance

You can fullfill your home happiness with lovely family.  Back home to meet them and for a comfortable rest after work time is our dream. Your home is full of all of the things that are most precious to you – and you need to protect them.  Your home is likely to be your largest investment, and home insurance is not only the smart thing to do, it is a necessary. Are you really need insurance? Ok, but you should be careful before buying home insurance.

Burglary Insurance : Historical Review **

You should buy burgary insurance. One time the crime was rampant and people are helpless.   Thief,  robbery, riots,   burglary,  vandalism  and  many tipes of  crime always be  a threat to peace and comfort in our lives.  Crime is our common enemy and the war against crime will never stop. You can Minimize the risk of financial losses and property damages due to criminal acts by purchasing policies of fire insurance or home insurance or property all risk insurance and BURGLARY insurance.

Cheap Extended All Risks Insurance

Safe driving habits can protect you. But it was not enough. You have been careful but the causes of accidents and calamities would not come from you. You need Insurance services, so you will be able to continue the comfort of your life after loss or damage. Especially if you live in big cities, auto Insurance is required. Traffic congestion, high speed driving, carelessness of yourself and others, vandalism, car theft and many unexpected acts have contributed to chances of the calamity that befall.