Takaful Shariah : Cheap Car Insurance *

Why car insurance is so important?

Should I buy car insurance? Did you know there is a car accident in the US every 5 seconds? That means a dozen times a minute. Safe driving habits can protect you. But it was not enough, you have been careful but the causes of accidents and other calamities would not come from you. You really need to add car insurance. Driving car in big city without auto insurance is extremely high-risk. The risk is collided with another vehicle or a single accident due to human factors, machine, road conditions or natural while driving. Accidents may involve third party - a person or object that was hit and or lawsuits that followed.

Similarly, in Indonesia we need to protect our car by auto insurance. Population of cars is being higher in Jakarta while there is hardly length highway added. Otherwise some streets was more narrowed due to on-street parkings or business activities causing increase in the risk of accident. According to data from the Police Office, traffic accident is the "number one killer machine in Indonesia." So you should buy car insurance.

All of the risks require mitigation of loss. The cost of car repairs, medical care due to accident, claims for compensation and legal liability to third parties. All of these costs if not protected by insurance and must be borne yourself would be very burdensome. Therefore : Protect yourselfs and your property by Insurances products for keeping convenience of family life.

Motor Vehicle Insurance

Motorized vehicles are 2 or more wheeled vehicle driven by a motor or other mechanical and licensed for use on public roads which become insured object, such as Motorcycles, Cars in various types of sedans, minibuses, double cabin, pick ups, buses, trucks and others.

Guarantee Policy generally refers to the Indonesian Standard Automobile Insurance Policy (PSAKBI). Insurance companies usually sell car insurance packages with some additional benefits Guarantee.

Shariah-based Takaful Insurance Offers :

1. All Risks Insurance :

The product of All Risk Insurance provides compensation of total loss and
partial loss. Takaful insurance offers 2 types of All Risk Insurance, here are

A. Takaful Standard All Risks Insurance

Extensive warranties : for warranty repairs Car only (Partial Loss) and
Total Loss. The type can be extended with options as follows

   1.   Strike and Riots
   2.   Windstorm, Hurricane and Flood
   3.   Natural Disasters : Earthquake, tsunami and volcanic eruptions
   4.   Personal Accident for Driver and Passenger
   5.   Responsibility Law of Third Party Litigation (Third Party Liability)
   6.   Terrorism and Sabotage

B. Takaful ABROR (Extended All Risks Insurance)

Extensive warranties : warranty complete insurance coverage All Risks.

   1.    Stirke and Riots
   2.    Windstorm, Hurricane and Flood
   3.    Natural Disasters: Earthquake, Tsunami and volcano eruption
   4.    Personal Accident for Driver and Passenger
   5.    Responsibility Law of Third Party Litigation (Third Party Liability)
   6.    Terrorism and Sabotage
   7.    Emergency Repair Costs
   8.    Accidental Care Cost (Medical Expenses due to accidental motor
           vehicle)
   9.    Transportation Reimbursement USD. 200,000,00 per day
   10. Towing and Ambulance Costs due to Accidental motor vehicle
           unlimited
   11. New Car Benefit for approximately 6 months of age Car
   12. Partners workshop and Official workshop
   13. Profit Sharing Clause

2. Total Loss Only :

To guarantee insurance coverage Losses Total due to :

1. Loss of vehicle risk due to Theft
2. Damage or loss of more than 75% due to Accidental motor vehicle

How to Insure?
For more information, contact :

                    Phone                  :   0815 8525 9555
                    Short Message   :   0897 8262 195
                    E-mail yusuf.edyempi@yahoo.com