The IIHS's mission is to reduce losses - deaths, injuries and property damage – due to crashes

The Insurance Institute for Highway Safety (IIHS) has been a leader in finding out what works and doesn't work to prevent crashes in the first place and reduce injuries in the crashes that still occur for over 30 years. The IIHS is an independent and non-profit organization as well as a scientific and educational organization wholly supported by insurance companies in US dedicated to the mission of reducing the losses - deaths, injuries and property damage - from crashes on the US national highways. In it's official website  IIHS is based on :

Insurance Institute for Highway Safety
1005 N. Glebe Road, Suite 800
Arlington, VA 22201 USA
tel 703/247-1500
fax 703/247-1588.

The Vehicle Research Center (VRC) was opened in 1992. This center, which includes a state-of-the-art crash test facility, is the focus of most of the Institute's vehicle-related research. The Institute's affiliate organization, The Highway Loss Data Institute gathers, processes, and publishes data on the ways in which insurance losses vary among different kinds of vehicles. The Institute's research focuses on counter-measures aimed at 3 factors (human, vehicular and environmental) and on interventions that can occur before, during, and after crashes to reduce losses.

The Highway Loss Data Institute (HLDI) carry out the IIHS's mission to reduce losses - deaths, injuries and property damage – due to collisions on the US highways. HLDI share and support the mission through the study of data that represent the human and economic losses as a consequence of ownership and operation of various types of vehicles. The HLDI is a non-profit public service organization that closely associated with and funded through the IIHS which is totally supported by auto insurers. 

Highway Loss Data Institute
1005 N. Glebe Road, Suite 700
Arlington, VA 22201 USA
tel 703/247-1600
fax 703/247-1595

The HLDI shares and supports the mission through the study of insurance data that represent the human and economic losses as a consequence of ownership and operation of various types of vehicles. The HLDI also publishes data reports on the ways losses vary among different kinds of vehicles and analyzes the cost to insurance companies from theft, collision, and injury claims as they relate to cars. 

I suppose that's useful if both are adopted in Indonesia. The mission is to reduce losses  — deaths, injuries, and property damage — from crashes. Certainly carrying out of the mission is very good for insurance industry. In the long run  IIHS and HLDI will be able to reduce claim losses. Eventually the insurers will be able to provide service better.

For general inquiries, see http://www.iihs.org/